Banking Bucks

Free Stock 





Use the link Guaranteed Free Stock from Robinhood to sign up for a free stock to start with. Referrals from the link have been known to get a free VISA and Sprint stocks.

CD Yields for Fixed Income : Tracking High's






For all the Fixed Income Patrons, as me, we find safe Havens in our favorite Instrument - The Certificate of Deposit of famously CD.

Texas Credit Unions seem to be pioneering the CD rates across all CU's in the country at this time of Super Low Interest Environment. Nothing Fancy, as the highest rate stand at a meagre 2.10% at  Complex Federal Credit Union. Membership is restricted, like in any other CU. 


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Why on Earth do i have to invest, follow the Stock Market and strain my eyes on a measly screen? Aren't there better alternatives to make my money work.

This Part of the blog will has some of the tricks that can pull bunnies out of a magic hat. If you know them, call yourself a magician, if not, please help yourself.

You Invest to Earn and Earn to spend on what you like most. Having a good credit in the Land of the Free and Home of the Brave can help in quite a bit of savings. You got it - you should at least always get 2% cash back in purchases no matter what - assuming you use the right Credit Card. 

Lets look at some of these Interesting Credit Card in descending order of how much Cash Back you could make.

Five Percent Cash Back (5%) Category 

Pentagon Federal Credit Union VISA  Plus Card (5% on GAS)
Link : https://www.penfed.org/platinum-cash-rewards-card/

Discover It Card (5% Cash Back on Rotating Categories Each Quarter)
Link : https://www.discover.com/credit-cards/cash-back/?ICMPGN=PUB_HDR_CARDS_IT

Chase Freedom Card (5% Cash Back on Rotating Categories Each Quarter)
Link : https://creditcards.chase.com/freedom

Citi Dividend Select Card (5% Cash Back on Rotating Categories Each Quarter)
Link : https://www.citi.com/credit-cards/credit-cards-citi/citi.action?ID=dividend-quarterly-offer

Sams Club Credit Card (5% Cashback on Gas, 3% on Dining & Travel)
Link : http://www.samsclub.com/sams/pagedetails/content.jsp?pageName=creditMarketing

PenFed Travel Rewards American Express Card (5 Points for every Dollar spent on Airfare)
Link : https://www.penfed.org/travel-rewards-american-express/

There are couple of other cards that offer 5% cash back or 5 points every dollar spent at their own businesses e.g. Marriott rewards VISA. I will update this thread with them as often as i can.

Of note, Sallieamae Mastercard  from Barclay Card used to offer one of the best 5% cashback offer in Groceries, Amazon, Books and Gas Purchases, but has been discontinued since September 2015.

Two Percent Cash Back  (2%) Category

Fidelity Leads the way in 2% Cash Back Category followed by Citi Double Cash back Dividend select Card.

Link (Fidelity) : https://www.fidelity.com/cash-management/visa-signature-card

Link (Citi)       : https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-double-cash-credit-card

Have questions about this post e-mail 'aspirincount@gmail.com' or share below in the comments section.

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